Outsourced credit control
We chase your clients from the day the invoice goes out to the day it is paid, across Europe and internationally. You get the cash in and your time back.
Invoices tracked. Clients chased. Cash flow back under control.
The reality
Chasing clients takes time and discipline, and it pulls people away from the work you would rather they were doing. Meanwhile every day of delay comes straight out of your cash position.
An in-house credit manager costs €30k to €80k a year once you add employer contributions. With Clarity One you get the same discipline from €299 a month.
You stay focused on running the business.
We take care of the chasing.
Where chasing is structured and consistent, more than 80% of invoices are typically settled on the due date, and the rest in the days or weeks that follow.
What changes for you
You bill on 30-day terms and the cash turns up at 60 days or later.
Clients settle within the terms you actually agreed.
Hours every week working out which client owes which invoice.
The whole cycle is handled, so your team can get on with their own job.
As soon as the business picks up, accounts drop off the radar.
Every account is reviewed weekly, from invoice date to payment.
Asking a good client for your own money strains the relationship.
Reminders go out in your name, worded in a measured and professional way.
Why outsource
You get the expertise and the discipline of a dedicated credit function, without adding a line to the payroll or a layer to your organisation.
From €299 a month, against €30k to €80k a year for an in-house credit manager. You pay for the work, not the overhead.
Over 15 years of international credit management across tech, fashion and premium retail. No learning curve to pay for.
A defined chase cycle, communication in French or English, reporting on a fixed rhythm. You keep full oversight.
A third party protects the commercial relationship. The pressure comes from us, so your sales team never has to apply it.
Your plan moves with your accounts receivable, with no renegotiation fee. Nothing locks you into a size you have outgrown.
Your clients, your team, your growth. Unpaid invoices stop taking up room in your week.
Services
Clarity One covers the full cycle, from the day you raise the invoice through to recovery if it comes to that.
We take over the tracking of your invoices and the chasing of your clients, under white label, across all or part of your accounts receivable. You decide which accounts to hand over.
A defined chase cycle, an approach adapted to each client and their payment history, and contact from the moment the invoice is raised rather than once it is overdue. The result is shorter payment terms and a cash position you can actually forecast.
When routine chasing has run its course, we deal with the debtor directly, establish what is really holding the payment up and work towards a settlement. The tone stays firm but civil, so the relationship survives wherever that is still worth protecting.
Paid on results only. If the debt is not recovered, there is no fee. You get visibility at every stage, with regular updates and an approach built around the individual case.
The person behind Clarity One
Founder, Clarity One
Over 15 years in international credit management inside major groups in tech, fashion and premium retail, including Ralph Lauren and VF Corporation for the Vans, The North Face and Napapijri brands. I ran large ledgers where collection, credit risk and the client relationship all had to be managed at once.
It has always been the same job. Bring the cash in, shorten the payment terms, keep the commercial relationship intact. I have worked in the United Kingdom, in Germany and for American businesses, and chased payment from some of the largest groups in France and abroad.
I set up Clarity One to bring that standard to SMEs and mid-sized businesses that want their credit control run properly without hiring a full-time credit manager. The method is deliberately plain: a defined chase cycle, clear communication with your clients, close tracking of balances and disputes, and a single measure of success, which is cash in the bank.
The aim is to improve your cash position and give you your time back, while representing your company to the same standard as the groups where this experience was built.
How it works
A clear rhythm, then tuned to your terms of sale and to how each client actually pays.
A short courtesy email before the invoice falls due.
Payment falls due.
Friendly email, confirming the invoice was received.
Follow-up email, with a request for a payment date.
Formal email setting out what happens next.
Letter before action, then handover to recovery.
Indicative cycle based on 30 days net, then adjusted to your terms of sale (45 days end of month, 60 days and so on) and to each client's payment profile.
Written by a person, not a system
Automated chasing tools send templated messages. The accounts team at the other end spots them in seconds and files them like a newsletter. A message written by someone who knows the account gets two to three times more replies on average, and gets the invoice paid noticeably sooner.
Why Clarity One
No recruitment, no permanent contract, no cover to arrange. The service scales to what you actually need.
No software to roll out at your end. You send your invoice data by email, as a spreadsheet export, or give us read-only access to your system.
One transparent price. No commission on what comes in, no variable charges at the end of the month.
You deal with your credit manager directly, so questions get answered and decisions get made without going through a queue.
Your safeguards
Clarity One never holds or handles your funds. Payments land in your account exactly as they do today. We do the chasing, nothing else.
The business is covered by professional indemnity insurance with Hiscox. You are dealing with an insured and registered provider.
The first 60 days are a trial. You can stop at any point within it at no cost and pay only for the work already done. You judge the results, not the pitch.
| Client | Amount | Due | Status |
|---|---|---|---|
| Bâti Sud Construction | €12,400 | 15/09 | Paid on time |
| Laboratoire Vernet | €8,150 | 30/09 | Paid after chasing |
| Maison Delorme Textile | €4,980 | 10/10 | Being chased |
| Orlanne Logistique | €2,310 | 25/10 | Pre-due reminder sent |
of invoices typically settled on the due date, once the chasing is structured and consistent.
of payments go straight into your own bank account. We never hold or handle your funds.
Contact from the day the invoice is raised, reminders at the right moment, a clear report every month.
Pricing
Pick the tier that matches how many client accounts you need chased over a year.
* Tiers move with your accounts receivable. If the number of accounts goes past your current tier during the year, you move up to the next plan for the remaining months. Above 120 accounts, get in touch for a tailored quote.
Your first 60 days are a trial and can be stopped at no cost. You pay only for the work already done.
Your questions
A 30-minute call is usually enough to scope the work. From there we are chasing your invoices within a few days. Everything runs in Notion, so you have a structured and readable view of every account.
Never. Your clients pay you direct, into your own account, exactly as they do today. We handle the chasing and the correspondence. The money never comes anywhere near us.
No. The tone is courteous, professional and escalates gradually. The objective is to be paid on time and keep the relationship in good order, not to win an argument.
That is your call, and there are two levels. Semi white label is the usual setup: messages go out from a Clarity One address, written in your name and your tone of voice. Your client sees a third party acting for you, which reads as a company that has got organised. Full white label uses an address on your own domain, and no outside party appears at all.
We take the case into recovery, paid on results only, at 10 to 15% of what is actually collected. If nothing comes in, you pay nothing.
You start with a 60-day trial. If it is not working for you, you stop at no cost and pay only for the work already done. Payment terms come down gradually and it is the consistency of the chasing that produces the result, so the arrangement is then built to run over the longer term. The exact terms are set out in our terms of business, and we go through them together before anything is signed.
Not covered here? Send me an emailReplies within 24 hours, Monday to Friday.
Let's talk
A free 30-minute call, with no obligation, to look at your payment terms and work out whether Clarity One is the right fit.
Prefer email? contact@clarityone.fr, replies within 24 hours, Monday to Friday.